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Romney Wants Women to Pay More

Romney would ensure continued excess health care charges for women by repealing the Affordable Care Act.

Today, women pay up to 50% more than men for the very same health coverage.

This disturbing fact was highlighted in a recent New York Times article. Even if a woman’s policy does not cover maternity care, she can still be charged more because the insurance company fears it will be on the hook for complications from a pregnancy.

Starting in 2014, thanks to the Affordable Care Act, this so-called “gender rating” will be prohibited. This is a common sense solution to a discriminatory policy that negatively affects millions of American women – unless you’re running to be the Republican Presidential nominee.

Mitt Romney and the rest of the Republican field have all pledged to repeal the Affordable Care Act and its protections against unfair price gouging based solely on a person’s gender.

In Mitt Romney’s America, it’s perfectly OK to charge someone more for the same health care service simply because she is a woman. Millions of American women are fed up with unfair, discriminatory health insurance policies and if Mitt Romney is going to stand on the side of discrimination, then he is making it more and more clear that he is wrong for American women.

This post is contributed by a community member. The views expressed in this blog are those of the author and do not necessarily reflect those of Patch Media Corporation. Everyone is welcome to submit a post to Patch. If you'd like to post a blog, go here to get started.

Vizsla March 21, 2012 at 11:07 PM
O.K. (You pay for what you use.) So, should I ask my health insurance plan to reimburse me for the last 30 years I haven't filed a claim?
WWW.THUNDERDOGUI@AOL.COM March 22, 2012 at 11:14 AM
I REALY WANT ALL THE WELFARE PREGNAT TENAGER TO REALISE THE GOVERMENT WILL NOT PAY FOR THE KID THE TAX PAYER ARE NOT RESPONSABLE FOR THE UNWNATED PREGNANCYS IS TIME TO STOP THE GAME AND REDUCE THE WELFARE GANG
Brian Christopher March 22, 2012 at 01:16 PM
OMG ALL CAPS LOL!!! But as for the topic at hand, I'm not sure it's all that "disturbing." Insurance rates for everything are set based on actuarial tables, that is the real cost. Do women have more health care issues and complications than men? If the answer is yes then women will pay more. Otherwise you are simply asking men to subsidize the cost. Which is fine if you want that, just be honest.
bart weckman March 22, 2012 at 01:56 PM
and the beat goes on...looks like the Patch is becoming the mouthpiece for the local democrat party...for the 2nd day in a row, IT LOOKS LIKE SEXISM IS ALIVE AND WELL IN SARASOTA!!!!!
drd March 22, 2012 at 02:17 PM
You put your finger on it Brian. The insurance companies surely do have actuarial tables for women, men, different ages, and for those with "pre-existing conditions." And that is the problem. The result is that only the relatively young and healthy have access to affordable health insurance. People with the "misfortune" of being born female must pay more, and those born with a predisposition for high blood pressure or who have some other "pre-exisitng condition." may not be able to buy insurance at any price. People not favored by the actuarial tables either go bankrupt trying to pay for medical care, fall back onto Medicaid or other government programs (if any are available), or they just die. Is this the kind of world we want to live in? So you are right. That is the larger issue, and one of the issues the Affordable Care Act was designed to address.
Henry Bright March 22, 2012 at 02:30 PM
Re Thunderdog's comment, the original post had absolutely nothing to do with pregnant teenagers or welfare. It was all about private health insurance. Brian's comment is a reasonable one but insurance is all about spreading the cost. Those who have losses (e.g. fires or heart replacement) are always subsidized by those who have lesser or no losses. The only real reason for rating by risk factor is competition. If discrimination by sex were prohibited for health insurance (as it is for other things such as hiring and pay rates) then men and women would pay the same. Nothing wrong with that. It's just a broader risk classification. And Bart, sexism is differentiating by sex. The post is advocating same treatment by sex.
DR Goeff Clarke March 22, 2012 at 03:18 PM
A dear friend of mine just had a discssuion with a group who meets weekly for a chat. She was ceremoniously DUMPED by The Patch for having a realistic and honest viewpoint. However she dared to be so honest as to use the "M" word. The editor is silencing viewpoints that seem to not coincide with the Democratic Party viewpoint so I believe you are correct. Goeff
DR Goeff Clarke March 22, 2012 at 03:26 PM
Bart I agree with you. I have been reading this blog for awhile and find only the viewpoints of the Liberals are the authors. There is no fact at all in the silly Title. Do you honestly think Mitt Romney actually wants women to pay more? It is exactly this kind of inflamatory rhetoric that is so prevelant on the left.Make ANY outrageous claim and try and stick it to the personal reputation of an individual. As a long time practicing physician I find the health care sytem needs a bit of competition NOT government takeover which BTW WILL ration care. I for one will not accept new patients IF they do not have private insurance because I cannot meet my costs. The government has lowered my income for medicare and medicaid patients which I will not abandon , I just won't take on more. Be very careful where you tread my friends this is not a non Democrat friendly environment nor one that adhers to the truth. Goeff
DR Goeff Clarke March 22, 2012 at 03:31 PM
As a physcian, I have to say women definitly use more medical services in general. I don't think it is unreasonable to have them assume their part of the costs./ Does not OBAMA preach the "fair SHARE" socialism? Maternity care is far more expensive in many ways including malpractice that is strictly sex related. Government mandates never work. This administration is hostile to the medical profession in general.....until they need our expertise. ?
Haig Pointer March 22, 2012 at 06:05 PM
How about letting the market decide? Every time the government gets involved and starts mandating, the nightmares start.
DR Goeff Clarke March 22, 2012 at 07:17 PM
The nightmare started 3 years ago.
DR Goeff Clarke March 22, 2012 at 07:22 PM
That would be so aagainst the left way of thinking they would probbly shudder, sputter and lie their way out of any suggestion of same. Free markets made this country great and Socialism is the road to mediocrity and higher taxes for all to pay for the few.
Charles Schelle (Editor) March 23, 2012 at 12:31 AM
We reached out to both the local Republican and Democrat clubs to host blogs on Sarasota Patch, and the Sarasota Democratic Club was the first one to activate. We are open to all political parties and politicians creating a blog on Patch and posting their content. We encourage all to weigh in to get a well rounded political spectrum represented. We hope the Republican Party will accept our invitation to provide balance.
DR Goeff Clarke March 23, 2012 at 12:48 AM
While I applaud Mr Schelle's comment I have information that proves otherwise. In reality there seems to have been a very pointed case of cersorship I am personally aware of in the name of "PC" when in reality it simply was too "In your face" truth. The left cannot stomach anyone that does not adhere to their point of view or speaks in a less than PC correct manner. The Editor will shut down a poster in the name of being so concerned about a particular group. How about they show ":Tolorance" of other people's point of view? Why? because they don't agree with it. Look at Media Matters trying to censor Rush Limbaugh for a stupid comment but never once addressed the disgusting things said about the Palins. I find his comment to be disengenious at best pandering to the left at worst, trying to prove this is an all inclusive club. If you don't see my posts any longer simply assume that like my friend it will be handled like most totalitarian entities in the past............. censorship of the truth along with the demise and abolishment of free speech.
Charles Schelle (Editor) March 23, 2012 at 01:10 AM
Mr. Clarke is referencing case where we suspended a user for violating our Terms of Service, which all users should review here: http://sarasota.patch.com/terms The most common comment we had to remove in the last day had attacked Muslims and the particular user had made several similar comments. This is in direct violation of this specific guideline: "is threatening, harassing or that promotes racism, bigotry, hatred or physical harm of any kind against any group or individual." There's a difference between politically correct and inflammatory remarks, and it had crossed the line. Muslims, a commonly used name for people who are Islamic or follow Islam, is a healthy community of 2.5 million people in the United States. I'm pretty sure everyone went through this exercise following Sept. 11 when the same behavior was being exhibited to not group Muslims into conversations talking about al-Qaeda and the Taliban. It's as simple as that. I cannot allow comments that insinuate that all Muslims are terrorists or are evil. We can't allow people to write disparaging remarks about a religious group. This is pretty much how a website can get sued by allowing such remarks about getting rid of entire population based on their religious beliefs. You won't find those types of comments allowed in any respectable news website. I encourage you to visit the comments in the Defeat Obama sign stories that have a combined 500 comments to see all viewpoints are on Patch.
Vizsla March 23, 2012 at 01:18 AM
Thanks Charles for the clarification. I would like to think that a "Doctor" that I would visit could at least spell.
bart weckman March 23, 2012 at 01:35 AM
"who" or "whom" i would visit..not "that" i would visit...'that' refers to things and 'who' refers to a person...
Vizsla March 23, 2012 at 01:45 AM
Point taken,thanks.
Vizsla March 23, 2012 at 01:59 AM
So "Doctor's office that I would visit is correct"?
DR Goeff Clarke March 23, 2012 at 09:25 AM
I would be more concerned if I couldn't diagnose your problem. It is a fairly common error with physicians that write. They usually think faster than they write. Mea Culpa, Sister Mary Catherine told me I'd neer be anything with my careless pen. Perhaps she had a point.The other point is you have a choice who you see as a physician. Avoiding my office may be in your best interest.
DR Goeff Clarke March 23, 2012 at 09:32 AM
MR Schelle, I think you and I read a different set of posts. Never did I glean that a poster wanted to rid us of a particular religious group.I believe the point was there were two sets of standards and a group was not held to the same as everyone else and given a "free" pass in the name of PC. Now it is easy for you to say what you wish because the posts have been removed for anyone to dispute the accuracy of your claims. And BTW "MR" Schelle? It is "DR" Clarke to you.
Charles Schelle (Editor) March 23, 2012 at 12:39 PM
I have received an email that people are having their comments removed via the Flag as inappropriate and those comments look to be fine. Some users are gaming that system and we are working on a way to override that flag. We also leave notes for users whose comment itself would be appropriate but the comment they were replying to was removed for violating the TOS. So we removed those reply comments because they don't make sense anymore. Comments that are off topic are also removed to keep it focused. In that regard, some of ones above (and this one) would be removed because it's not about Romney or Planned Parenthood, but we're going through this healthy exercise that should better serve and educate our users. http://sarasota.patch.com/terms
DR Goeff Clarke March 23, 2012 at 12:55 PM
Methinks perhaps there is micro managing of free speech? Instead of playing God why not let people have at it and let honest opinions reign? No offense and I hope none is taken, but exactly who are you to decide just how best to educate free thinking adults of any political bent?We do not need to be babysat so PC can make every conversation stilted and insignificant?Personally I chose to get my education by hearing it all , the good the bad and the downright ugly , then make the choice myself as to what is valid or pertinant. The fact is censorship in any form no matter how you trivialize the extent of your involvement is the road to failure as a society. JMHO Goeff
drd March 23, 2012 at 01:10 PM
DR Clarke, one way that free speech is stifled in the comment sections of blogs is when a single individual drives away rational discussion by spamming the comments with a large number of repetitive angry posts -- often off-topic. It is a technique I see you using here. If you have a point to make, make it, but then let others have a chance to speak. Thank you.
DR Goeff Clarke March 23, 2012 at 03:07 PM
What in the world makes you think I am angry? Or that I am spamming? I am simply speaking what I believe to be part of the discussion. Any good discussion can digress from time to time, however I do believe that when an editor makes an issue with their own personal distase for a particular poster's style then perhaps they should take a step back and realize that all points of view, no matter how it may be offensive to your sensibilities make for better "education" Kind regards Goeff PS agree here let's end this tit for tat and get back to the issue.......
Henry Bright March 23, 2012 at 06:09 PM
OK, back on the issue. DR Clarke, you said "As a physcian, I have to say women definitly use more medical services in general. I don't think it is unreasonable to have them assume their part of the costs". I am ready to believe that women use more medical services, ON AVERAGE. But I am sure that for about 50% of women (the lowest usage 50%), usage is less than for the highest usage 50% of men. This is just to illustrate that the reality is not as simple as "women cost more so they should pay more". In my opinion, the Affordable Care Act takes the fair and equitable approach, which is not to penalize people because they happen to be born with poor health, or because they are female, or because they happen to have acquired a chronic disease, etc.
bart weckman March 23, 2012 at 06:14 PM
what?
DR Goeff Clarke March 23, 2012 at 06:23 PM
OK i understand that that may sound a trifle misoginistic to you, however that is not the intent the intent is to be factual. I see an averge of 35 patients a day out of the number I would have to say a good 25 are women. We have a comprhensive practic so if a woman's issue s reproductive she see's the OBGYN. If her issue is medical she sees me. We have to employe an entire separate complete set of staff to handles that portion of the practice. That means salary, different exam rooms, board certified OBGYN bcause if you do not have that your malpractice is over 100K a year. It is Close to that anyway. It means a woman's nurse to be present in the exam room, it mean salaries, benefits and so on. There is a disprortionate expenditure scale and actually a lower reimbursement scheduel. per capita the cost to help women is approximately 40% more on average. Personally I believe since Birth control is a medical necessity for many women it is a prescription and should be covered on any insurance plan as just that. HOWEVER I do believe the co-pay for non medical reasons should be higher.
Rob March 26, 2012 at 04:08 AM
Wow.. "it's Dr. Clarke to you?" Quite a pedestal you've put yourself on.
DR Goeff Clarke March 26, 2012 at 10:34 AM
Rob, when someone tries to diminish another then it is quite appropriate to claim the title of "DR" as is fitting. I have worked 16 years to obtain my education as a board certified Internal Medicine Physician at a cost of several hundred thousand doallrs. There was a bit of a slur about my education so therefore it was a "Pointed" tweek to let them know my education was quite extensive.In actuality most of my patients call me by my first name but I reserve that privilage for people who are respectful.

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